Modern Ford vehicles are packed with advanced technology designed to improve safety, convenience, and efficiency. These features not only make driving more enjoyable but also play a significant role in reducing insurance premiums for Ford owners.
Here’s how technology in Ford vehicles of Ford Insurance Australia can enhance your insurance experience and lower your costs.
1. Advanced Safety Features Reduce Risk
Ford vehicles are equipped with cutting-edge safety technologies that help prevent accidents, making them a safer choice for drivers. Insurance providers often reward vehicles with such features by offering lower premiums. Key safety features include:
- Pre-Collision Assist with Automatic Emergency Braking: This system detects potential collisions and applies the brakes automatically to reduce or prevent impact.
- Lane-Keeping System: Alerts you if you drift out of your lane and can provide gentle steering assistance to keep you on track.
- Blind Spot Information System (BLIS): Helps detect vehicles in your blind spots, reducing the chances of side-impact collisions.
By reducing the likelihood of accidents, these technologies lower the risk for insurers, which translates to cost savings for you.
2. Telematics and Usage-Based Insurance
Many Ford models come with FordPass™ Connect, allowing drivers to access telematics data through the FordPass app of Ford Insurance. Telematics technology tracks your driving habits, including:
- Speed
- Braking Patterns
- Mileage
Insurance companies often use this data for usage-based insurance (UBI) programs, where safe drivers are rewarded with lower premiums. By demonstrating responsible driving, you can significantly reduce your insurance costs.
3. Enhanced Theft Prevention
Ford’s anti-theft technologies help protect your vehicle, reducing the risk of theft and vandalism. Features such as:
- SecuriLock® Passive Anti-Theft System: Prevents the engine from starting without a programmed key.
- Vehicle Tracking: Some models offer integrated GPS tracking, allowing stolen vehicles to be located quickly.
These technologies reduce the chances of theft, leading to lower comprehensive insurance premiums.
4. Driver Assistance Technologies
Ford’s driver assistance systems not only make driving easier but also reduce the likelihood of accidents. Features like Adaptive Cruise Control and Active Park Assist help minimize human error, which is a major cause of accidents. Insurance companies take these systems into account when calculating premiums, offering discounts for vehicles with advanced driver-assistance systems (ADAS).
5. Electric and Hybrid Vehicle Benefits
Ford’s lineup of electric and hybrid vehicles, such as the Mustang Mach-E and Escape Hybrid, come with unique insurance advantages. These vehicles often qualify for special insurance discounts due to:
- Lower Accident Rates: Studies suggest that EV drivers tend to be more cautious.
- Advanced Battery Safety Features: Reduce the risk of fire or other hazards.
Additionally, some insurers offer specific discounts for eco-friendly vehicles, further lowering premiums.
Final Thoughts
The innovative technology in Ford vehicles doesn’t just make driving safer and more enjoyable—it also helps lower your insurance premiums. By investing in a Ford equipped with advanced safety, telematics, and anti-theft systems, you can enjoy peace of mind on the road and save money on your insurance. When shopping for a Ford or updating your insurance, be sure to highlight these features to maximize your benefits.
